FAQ's

A Demat Account is an account that holds financial securities in electronic form. In India, Demat Accounts are maintained by two depository organisations, NSDL (National Securities Depository Limited) and CDSL (Central Depository Services Limited).

A Demat Account helps keep your equity investments, your Mutual fund units, bonds, and other financial assets safe and secure in an online electronic environment. With a Demat and trading account, you can not only Invest in upcoming IPOs of companies but also start a mutual fund, digital gold and SIP as well.

Here’s a quick look at some of the other uses of a Demat Account:

• Enables easy and quick share transfers.
• Highly secure storage with zero risk.
• Can be accessed at any time from anywhere through the internet.
• Very less paperwork involved.

Equity investment involves buying shares or stock of companies listed on the stock market. When you invest in equity, you become a partial owner of the company, and your returns depend on the company’s performance. Equity investments can provide capital appreciation and dividends, but they also come with a higher level of risk compared to other types of investments.

The risks include market volatility, company performance, economic conditions, and global events that can affect stock prices. While equities offer higher growth potential, they can also experience significant fluctuations in value.

Mutual funds offer diversification, professional management, liquidity, and ease of investment. They are suitable for both beginner and seasoned investors looking for a hands-off approach to investing.

Generally, mutual funds tend to be less volatile than direct equity investments because they spread risk across a range of assets. However, the level of risk depends on the type of mutual fund (e.g., equity, debt, hybrid) and market conditions.

To invest in an IPO, you need to apply through your brokerage account or through the stock exchange during the subscription period. Once the shares are allocated, they will be listed on the stock exchange for public trading.

IPOs can offer high growth potential, but they also come with risks. The initial price may be volatile, and there may be limited financial history available for analysis. It’s important to do thorough research and consider your risk tolerance before investing.

Portfolio Management Service (PMS) is a customized investment service provided by professionals who manage your portfolio of stocks, bonds, and other assets. The service is tailored to an individual’s investment objectives, risk tolerance, and financial goals.

An Intelligent Advisory Portfolio (IAP) is a data-driven, technology-powered investment strategy that combines artificial intelligence and expert financial advice. It aims to provide personalized, smart, and dynamic investment recommendations, optimizing the portfolio according to the investor’s changing financial situation.

IAP uses advanced algorithms and data analysis to track market trends, assess risk, and recommend investment strategies tailored to the individual’s goals. It adapts to market conditions and investor preferences for long-term growth.